About Us

At Aspire Equity Release, we offer a comprehensive service across the entire UK with our highly skilled team of equity release specialists.

Specialist advice personal to you

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Specialist advice personal to you

Ian began his career as a Financial Advisor in 1997 and has extensive experience working for a major Financial Services Companies. He specialises in the complex field of Equity Release, which requires a high level of knowledge and expertise. Unlike many Advisors who only hold the minimum qualifications required by regulators, Ian not only holds the necessary qualifications, but also has many years of experience in the industry. He is dedicated to providing his clients with the highest standard of advice.

When choosing an Advisor, consider whether you want to work with someone who is highly qualified and experienced in the mortgage industry or someone who only holds the minimum qualifications. We understand that clients have different preferences and offer the choice of appointments via telephone, Skype, or in-person.

Ian Butler

LIBF – Accredited Later Life Lending Professional, CERER, MAQ, FPC1, 2, & 3

Aspire Equity Release are members of The Equity Release Council

This means you can be confident in our specialists and you advice. Their equity release standards are as follows:

  • For lifetime mortgages the rate must be fixed for each release or, if variable, the rate must be capped for the life of the loan.
  • You must have the right to remain in your property for life or until you need to move into long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract.
  • You have the right to move to another property subject to the new property being acceptable to your product provider as continuing security for your equity release loan.
  • The product must have a “no negative equity guarantee”.  This means that when your property is sold, and agents’ and solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider, neither you nor your estate will be liable to pay any more.
  • All customers taking out new plans which meet the Council’s standards must have the right to make penalty-free payments, subject to lending criteria.

Equity Release Council members are only allowed to tell you that a product meets these standards if it meets all of them.  If you are offered or are considering a product that does not meet all of the standards, the product literature must explain which standards are not met, and give an illustration of the types of risk that this might pose for you.

Find out today!

How much could you release from the value of your home?

Use our instant calculator to find out a estimate of the potential amount you could release.

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